Most companies pay too much without knowing it.
Example view with fictional data.
Your options from 90+ insurers
Estimated savings per year for 30 employees
persodesk automatically analyzes all 90+ statutory health insurers. Employees compare voluntarily, HR saves non-wage labor costs. Set up once, benefit for good.
Noticeably lower non-wage labor costs
Make insurer-specific contribution differences directly visible
Give employees better coverage
A voluntary comparison as a real benefit, not an obligation
No effort and no risk
Set up once, HR keeps only the overall view
GKV comparison for companies. Every employer pays health insurance contributions. Yet hardly any know how much cheaper another insurer would be. persodesk makes the difference visible and lets employees switch voluntarily.
Employer and HR
€0
permanently free of charge
Import employee data
CSV, API or manual: under 30 minutes
Invite in your company's branding
Your own logo, your own colors, by link or email
See aggregated potential
No individual choice visible. Complete data separation
Employees via app
90+
insurers compared
Open the link, done
No app, no login. Right in the browser
Compare all insurers
Contribution, bonus and extra benefits clearly explained
Switch voluntarily
Or stay with your current insurer. No obligation
In your company's branding
Your logo, your colors: the result looks like your own offering, not like an external tool.
No obligation to switch
Every employee decides for themselves. Completely voluntary.
Privacy by design
HR only sees aggregated figures and never individual insurers. GDPR & DPA included.
Automatically every year
Contributions change every year. persodesk sends new invitations automatically.
No ongoing effort for HR.
Employees decide voluntarily.
Example view with fictional data.
HR admin
Muster GmbH
Step 1
Import employees
Once, from existing sources.
0
Employees imported
personio
124 records
CSV import
62 records
What the employee experiences. From a personal start to a digital finish: a clear, voluntary GKV comparison in the company's design.
The comparison simply starts in the browser on a computer or smartphone, with no complicated access.
Current insurer, additional contribution, benefits and alternatives side by side.
Reuse or add data, review it and then submit it digitally.
Example view with fictional data.
Fully in your company's branding, voluntary, and the decision stays private.
A smart extension of the GKV comparison. Right in the GKV comparison, persodesk detects whether a PKV check can be relevant in principle. The employer gains further potential without handling sensitive individual cases. The employee gets confidential guidance and stays in control at all times.
For employers
Possible savings potential on employer subsidies becomes visible.
No separate search for relevant employees and no forms sent out by HR.
No health data and no personal insurance decision in the HR area.
Less HR effort, additional potential
For employees
A personal notice appears only if the check can be relevant in principle.
One anonymized questionnaire bundles the relevant questions of suitable insurers.
Compare terms and only then make an explicit decision about an application.
More guidance, full control over the decision
The persodesk approach: Detect relevance, give personal guidance, run one anonymized pre-check and decide deliberately only after the feedback.
Example view with fictional data.
Straight from the GKV comparison
If the details suggest that PKV is relevant in principle, a personal note appears. The employee decides whether to start the free check.
Select a step and watch the flow
Step 1
Check PKV relevance
Gross annual salary
PKV check relevant in principle
€85,000 is above the 2026 annual income threshold
No. persodesk is completely free of charge for employers. It is funded through partnerships with health insurers, with no hidden costs or follow-up fees.
No. You can also start with a simple CSV or Excel list. An API connection can be added later, but it is not a requirement.
Yes, completely voluntarily. persodesk shows the comparison. The decision is up to the employee. No pressure, no obligation.
The health insurers recommended in the results enter and maintain their relevant information in persodesk themselves. This includes information on additional contributions, levies and benefits, among other things. persodesk combines this information in a structured way with the individual comparison criteria. The decision always remains with the employee.
No. HR receives only aggregated reports. As a matter of principle, HR cannot see individual insurer memberships or switching decisions.
The PKV check is built directly into the GKV comparison and only appears if the employee’s details indicate that they could in principle be eligible for PKV. It is voluntary, discreet and not visible to HR.
The estimates are based on the average differences in additional contributions and the levy rates of all 90+ insurers analyzed, weighted by typical workforce structures. Individual results vary depending on your employees’ current insurer mix.
Import employee data, review the invitation text and send it: this usually takes less than 30 minutes. No IT project and no software installation are needed.
The data is hosted and processed in Germany and within the EU in compliance with the GDPR. A data processing agreement (DPA) is in place and is provided to companies that use persodesk.
persodesk updates the comparison data automatically at every turn of the year and can invite employees again. The process is set up once and then runs largely automatically.
In 15 minutes, free of charge and without obligation, we show you which data is needed, where savings potential becomes visible and how the voluntary comparison starts for employees.